Want to know how your soon to be increased tax dollars are being spent?  HAMP was designed to help homeowners, unable to pay their mortgages, avoid foreclosure.  Instead, we’re spending millions of dollars just to give them a few more months in their home before they lose it.  Now that’s money well spent.  The results listed in the Treasury Department’s latest report show that it’s not working.  According to the report, almost 50% of the 1.3 million homeowners enrolled in the loan modification program have failed to meet their requirements and are no longer in the program.  According to Inman News, “Many analysts expect that more than half of HAMP loan mods will end up redefaulting.”